School District Insurance Program

The Genesee School District has an extensive insurance program to protect the patron's investment in their educational system. We do not provide insurance for students. It is a parental responsibility to provide accident insurance for individual students. The school offers voluntary student accident coverage through an independent agent. Brochures describing this coverage are available annually to students and parents.

The District does purchase the following types of insurance: property, equipment breakdown, crime, general liability, abuse and molestation, educators legal liability, and vehicle coverage. The cost of our current insurance policy was $28,053. Each spring, the District solicits bids for insurance coverage. Our current agent is the Fred A. Moreton Company in Boise and our policy is offered through the Idaho School Boards Association.

When non-school groups or organizations use school facilities we ask that the group provide comparable insurance coverage to protect the interests of the District. This requirement can be waived for some community groups depending on the activity.

The District has a risk management program in place to reduce or eliminate problems before they occur and thus hold down the cost of insurance. These include health and safety inspections and training for staff and students, as needed. Our agent sends risk management specialists to visit the school annually and provide help and support to us.

When you consider the wide variety of activities that occur in a school and the number of individuals involved, having a high quality insurance program in place is an important facet of operating a school district.